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  • Rates

Rates

 

5.20%

Credit Union Prime Rate
Baseline rate upon which floating rate loans are negotiated.

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3.75%

One Year Deposit Investment
Special - Limited time offer

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Mortgages

Rates effective as of 2025-01-13

Open Mortgage RatesRate
6 Months Open9.50%
1 Year Open9.50%

Closed Mortgage RatesRate
1 Year Closed6.75%
2 Year Closed6.30%
3 Year Closed6.45%
4 Year Closed6.30%
5 Year Closed6.39%

Mortgages Closed Special RatesRate
3 Year Closed4.79%
5 Year Closed4.59%
5 Year Closed (Default Insured High Ratio Mortgage)4.29%



Investments

Rates effective as of 2025-02-05

Guaranteed Investment Certificates Rate
1 Year 3.75%
2 Year 3.15%
3 Year 3.50%
4 Year 3.30%
5 Year 3.25%

Flex GIC Rate
1 Year 2.25%


RRSPs/RRIFs Rate
1 Year 3.75%
2 Year 3.15%
3 Year 3.50%
4 Year 3.30%
5 Year 3.25%



Please note: all rates are subject to change without notice. Conditions may apply.

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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